Monday, 25 April 2016

HLA EverLife Plus



All-in-one Compilation For All Stages of Your Life
 
Every individual will experience life changing events at different stages of life. To go through life with a peace of mind, you look for protection and financial security, expressing your love to your family to put uncertainties and eventualities behind.

At Hong Leong Assurance, we are committed to suit your changing lifestyle needs. Designed to cater to your required needs, HLA EverLife Plus is a regular premium investment-linked plan that provides comprehensive protection until age 100 and wealth accumulation for you and your family. To enjoy this, you just need to instill the habit of making regular and disciplined savings.

With HLA Everlife Plus, your premiums provide not only a life insurance cover, but part of the premiums will also be invested in specific funds of your choice to maximize your returns to build a savings nest for your future plans, creating a legacy for your loved ones after you.

 
In any event of uncertainties such as death, total and permanent disability (TPD) or even old age disablement (OAD), your family will glide through each day knowing that they are financially taken care of with lump sum benefits, providing a legacy for your loved ones.


Benefit 
Wealth Accumulation
  • Your allocated premium will be invested into any funds of your choice to maximize your returns to build a savings nest for your future plans either for your wedding, go for your dream vacation or to meet any immediate emergency needs.
  • These funds are designed with a unique strategy that locks-in the highest boosted unit price, providing a minimum guaranteed unit price at fund maturity, thus safeguarding your accumulated fund from market uncertainties.

Guaranteed Bonus Units
  • Extra units are automatically added from the beginning of year 7 onwards to boost up your child''s education fund.

Whole Life Protection until age 100
  • Receive a lump sum amount and fund value upon death (prior to age 100), for your loved ones to go through life without financial worries, leaving a legacy for your family.

Financial Independence
  • Be rest assured that you will be financially protected with TPD (prior to age 65) and OAD (from age 65 till age 100) coverage, giving you and your family a peace of mind to go through daily life without financial worries.

Ultimate Flexibility
  • You have the flexibility to opt for reduced paid up plan as early as the 3rd policy anniversary, to lessen your financial commitment at difficult times, provided there is sufficient fund to pay for the one-time charge.
  • When sufficient fund has been built, you may choose to go for a premium holiday which uses your fund value to meet the monthly charges while having your policy secured

Optional benefits
  • You can enhance your financial protection with optional add-on benefits / riders to free you from your financial liabilities

Tax Relief
  • This policy may qualify you for tax relief under Life Insurance category, subject to the final decision of the Inland Revenue Board.

WHO CAN APPLY ? 
his policy is suitable for individuals who are looking for an all-in-one comprehensive plan to provide a peace of mind for you and your loved ones

Entry age of the Life Assured
Minimum: As early as13 weeks of gestation
Maximum: 70 years old
Age of the Policy OwnerMinimum: 16 years old
Basic Sum Assured
Minimum: Higher of (10,000 or Minimum Sum Assured Multiples on entry age)
Maximum: Subject to underwriting
Annualized Premium
Minimum: RM 780
Maximum: Subject to underwriting
Payment FrequencyMonthly, quarterly, half-yearly & yearly
Policy Term100 – Entry Age














017 647 0810
Hong Leong Unit Manager

2nd Floor, 
Tower B, 
PJ City Development, 
15A, Jalan 51a/219,
46100, Selangor, 
Malaysia 

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